Homebuyers often wonder if they should apply jointly for a mortgage.  If one spouse has poor credit, it may make it more challenging to qualify for a loan or cause the interest rate to be higher.  When the spouse with the stronger credit applies on their own, it can save borrowers thousands over the life of the loan or cause the interest rate to be higher.  When the spouse with the stronger credit applies on their own, it can save borrowers thousands over the life of the loan.  

Rockwood Family